Information For Home Buyers

Home Below are links you'll find helpful in taking you through the steps of the home buying process... Take a look, and then e-mail me or call (760) 754-8111 for a consultation. As a buyer you pay nothing for my services!    Home Buying--Step By Step This is good information to know if you are considering buying your first home?  Maybe it's just been awhile and you need to get up to speed on the process.   Buying a Distressed Property  After several years of double digit increases in San Diego County property values, the scale has tipped in favor of buyers. Useful information if you are considering purchasing a short sale or foreclosure.  Your FICO Score It's the number lenders use to determine whether you're a good risk as a borrower.  Learn  how it is calculated and what you can do to raise yours.  Mortgage Calculators Run some numbers! Here you can make comparisons between different programs to see what type of financing will work best for you.  Mello-Roos Tax If you're considering purchasing a home in a newer home subdivision, chances are you'll hear a lot about Mello-Roos tax or a Community Facilities District.  The special tax assessment is explained in detail  Disclosure Requirements and Considerations What a seller does and does not have to disclose...Inspection considerations  Buying a Home With Good Resale Potential Important factors to consider before purchasing a home  What is Escrow? Escrow means different things in different parts of the country...what it means in California.  Who Pays What? A table of customary charges for each party in a transaction  North San Diego County Links Pages City descriptions and a variety of helpful and interesting local links.